What DANA and QRIS Mean Under These Terms
Our Terms & Conditions form the agreement between you and HOKI LUCK when you create, access or use an account. You accept them by completing the account path, including the phone verification step before account access. The rules cover accurate account details, one account per person
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where required, wallet ownership, transaction records, account security and actions we may take when details do not match. DANA, OVO, GoPay and QRIS appear here as payment context: the account name and verified wallet details must remain consistent with the transaction record. Bank transfer and virtual
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account instructions are also subject to the same account checks. Access or eligibility depends on local law, and we may limit a feature where local law permits. We may update these Terms & Conditions when an operational or legal change requires it; the current wording remains
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available through the policy link in your account area.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.